Dollar-cost averaging · live
Bitcoin DCA calculator
Saving €100 in Bitcoin every month since January 2020 means €8,100 paid in. Today that is worth €23,552, 2.9 times the money put in. Calculated at each month's average price, before fees and taxes.
Live data, last updated:
€100 a month: results by start year
| Start | Paid in | Worth today | Multiple | Biggest drop |
|---|---|---|---|---|
| Jan 2016 | €12,900 | €287,920 | 22.3x | −75.6% |
| Jan 2018 | €10,500 | €55,674 | 5.3x | −70.9% |
| Jan 2020 | €8,100 | €23,552 | 2.9x | −64.0% |
| Jan 2022 | €5,700 | €11,386 | 2x | −38.9% |
| Jan 2024 | €3,300 | €3,607 | 1.1x | −30.4% |
Monthly average prices in euros (CoinGecko), today's live price, before fees and taxes. Past performance does not guarantee future results.
Why so many Bitcoiners buy on a schedule
Nobody knows where the price will be next week. A regular plan takes that question out of the equation: it buys every month, in fear and in euphoria. The table shows that every starting point went through drops of 30% or more. Those who kept going through the drops collected the most sats during exactly those phases.
How hot or cold the market is right now is what the market temperature shows, built from the Fear & Greed Index, the 200-day moving average and the distance from the all-time high.
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Get the free alerts →Frequently asked questions
What is Bitcoin dollar-cost averaging (DCA)?
Buying a fixed amount of Bitcoin at regular intervals, for example €50 or €100 every month, whatever the price. When the price is low the same money buys more bitcoin, when it is high it buys less.
What would €100 a month in Bitcoin since 2020 be worth today?
€8,100 paid in, worth €23,552 today (2.9x), 0.3265 BTC in total. Calculated at monthly average prices, before fees and taxes.
How does this DCA calculator work?
Each buy is priced at its month's average price in euros (CoinGecko data). Today's value is the bitcoin collected times the current price. Fees, spreads and taxes are not included.
Is weekly or monthly DCA better?
Over several years the two usually end up close. Weekly smooths out swings within a month a little more. In the past, what mattered most was how long someone kept going.
What was the worst drop for a Bitcoin DCA plan?
For €100 a month since 2020 the pot fell 64.0% from its peak (Nov 2021 to Dec 2022). Drops like that are part of every Bitcoin cycle so far.